Call reports 2016
TEXAS CAPITAL BANK — 2016
What TEXAS CAPITAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 20,205,115,000 | 21,068,027,000 | 22,202,315,000 | 21,689,804,000 |
| Total loans | 17,135,855,000 | 17,983,887,000 | 18,272,237,000 | 18,467,278,000 |
| Allowance for loan losses | 162,510,000 | 167,397,000 | 180,436,000 | 168,126,000 |
| Securities available for sale | 28,461,000 | 27,372,000 | 26,356,000 | 24,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 54,537,000 | 63,862,000 | 56,734,000 | 26,240,000 |
| Total deposits | 16,353,064,000 | 16,757,578,000 | 18,197,535,000 | 17,237,330,000 |
| Interest-bearing deposits | 8,843,740,000 | 8,719,357,000 | 9,330,400,000 | 9,022,630,000 |
| Noninterest-bearing deposits | 7,509,324,000 | 8,038,221,000 | 8,867,135,000 | 8,214,700,000 |
| Equity capital | 1,725,902,000 | 1,765,053,000 | 1,820,061,000 | 1,913,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 160,509,000 | 333,103,000 | 515,988,000 | 705,257,000 |
| Interest expense | 13,288,000 | 26,881,000 | 40,811,000 | 56,319,000 |
| Net interest income | 147,221,000 | 306,222,000 | 475,177,000 | 648,938,000 |
| Noninterest income | 10,529,000 | 23,641,000 | 39,173,000 | 56,987,000 |
| Noninterest expense | 86,830,000 | 178,301,000 | 272,753,000 | 378,601,000 |
| Provision for loan losses | 28,795,000 | 45,656,000 | 66,139,000 | 74,589,000 |
| Pretax income | 42,125,000 | 105,906,000 | 175,458,000 | 252,735,000 |
| Income tax | 15,075,000 | 37,945,000 | 62,799,000 | 89,839,000 |
| Net income | 26,794,000 | 67,448,000 | 111,873,000 | 161,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,706,227,000 | 1,745,753,000 | 1,801,129,000 | 1,895,349,000 |
| Total capital | 2,101,389,000 | 2,145,006,000 | 2,215,004,000 | 2,297,529,000 |
| Risk-weighted assets | 19,796,055,000 | 20,511,632,000 | 20,625,211,000 | 20,526,697,000 |