Call reports 2015
TEXAS CAPITAL BANK — 2015
What TEXAS CAPITAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 17,317,788,000 | 17,809,684,000 | 18,653,081,000 | 18,900,720,000 |
| Total loans | 16,169,728,000 | 16,029,740,000 | 15,876,680,000 | 16,798,025,000 |
| Allowance for loan losses | 108,078,000 | 118,770,000 | 130,540,000 | 141,111,000 |
| Securities available for sale | 37,648,000 | 35,361,000 | 31,996,000 | 29,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 43,746,000 | 33,576,000 | 46,924,000 | 35,293,000 |
| Total deposits | 13,930,252,000 | 14,042,230,000 | 15,222,753,000 | 15,137,707,000 |
| Interest-bearing deposits | 7,816,310,000 | 7,502,937,000 | 8,582,648,000 | 8,697,708,000 |
| Noninterest-bearing deposits | 6,113,942,000 | 6,539,293,000 | 6,640,105,000 | 6,439,999,000 |
| Equity capital | 1,590,616,000 | 1,628,748,000 | 1,665,759,000 | 1,700,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 141,386,000 | 295,275,000 | 449,662,000 | 605,028,000 |
| Interest expense | 9,264,000 | 18,704,000 | 28,856,000 | 39,812,000 |
| Net interest income | 132,122,000 | 276,571,000 | 420,806,000 | 565,216,000 |
| Noninterest income | 11,766,000 | 24,000,000 | 34,830,000 | 45,571,000 |
| Noninterest expense | 76,006,000 | 155,824,000 | 236,325,000 | 323,709,000 |
| Provision for loan losses | 10,245,000 | 24,626,000 | 38,728,000 | 51,299,000 |
| Pretax income | 57,637,000 | 120,121,000 | 180,583,000 | 235,779,000 |
| Income tax | 20,665,000 | 43,075,000 | 64,750,000 | 83,362,000 |
| Net income | 36,741,000 | 76,570,000 | 115,096,000 | 151,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,568,660,000 | 1,610,504,000 | 1,647,979,000 | 1,683,237,000 |
| Total capital | 1,909,553,000 | 1,962,208,000 | 2,011,101,000 | 2,058,359,000 |
| Risk-weighted assets | 18,749,215,000 | 18,660,489,000 | 18,481,103,000 | 19,474,106,000 |