Call reports 2013
TEXAS CAPITAL BANK — 2013
What TEXAS CAPITAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 10,013,828,000 | 10,968,453,000 | 10,788,608,000 | 11,707,332,000 |
| Total loans | 9,498,142,000 | 10,349,193,000 | 10,313,709,000 | 11,270,868,000 |
| Allowance for loan losses | 75,000,000 | 79,428,000 | 84,007,000 | 87,604,000 |
| Securities available for sale | 87,526,000 | 75,861,000 | 67,816,000 | 63,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 27,491,000 | 11,124,000 | 13,885,000 | 9,317,000 |
| Total deposits | 7,524,746,000 | 7,720,950,000 | 8,672,050,000 | 8,974,665,000 |
| Interest-bearing deposits | 4,739,067,000 | 4,702,902,000 | 5,344,153,000 | 5,579,505,000 |
| Noninterest-bearing deposits | 2,785,679,000 | 3,018,048,000 | 3,327,897,000 | 3,395,160,000 |
| Equity capital | 907,597,000 | 932,716,000 | 966,930,000 | 998,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 104,558,000 | 212,163,000 | 327,762,000 | 446,042,000 |
| Interest expense | 4,839,000 | 10,812,000 | 18,200,000 | 25,631,000 |
| Net interest income | 99,719,000 | 201,351,000 | 309,562,000 | 420,411,000 |
| Noninterest income | 10,816,000 | 21,205,000 | 31,242,000 | 41,565,000 |
| Noninterest expense | 54,753,000 | 121,987,000 | 183,168,000 | 252,048,000 |
| Provision for loan losses | 1,878,000 | 8,674,000 | 13,299,000 | 18,164,000 |
| Pretax income | 53,907,000 | 91,898,000 | 144,340,000 | 191,767,000 |
| Income tax | 19,245,000 | 32,220,000 | 50,960,000 | 67,925,000 |
| Net income | 34,518,000 | 59,366,000 | 92,871,000 | 123,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 885,269,000 | 909,211,000 | 944,126,000 | 975,932,000 |
| Total capital | 1,109,278,000 | 1,202,819,000 | 1,242,689,000 | 1,328,226,000 |
| Risk-weighted assets | 10,787,907,000 | 11,680,819,000 | 11,929,599,000 | 12,930,059,000 |