Call reports 2012
TEXAS CAPITAL BANK — 2012
What TEXAS CAPITAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 8,555,931,000 | 9,140,432,000 | 9,871,613,000 | 10,532,135,000 |
| Total loans | 8,048,020,000 | 8,643,112,000 | 9,368,015,000 | 9,961,109,000 |
| Allowance for loan losses | 71,992,000 | 72,404,000 | 73,721,000 | 74,338,000 |
| Securities available for sale | 123,828,000 | 114,964,000 | 107,288,000 | 100,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 19,116,000 | 25,400,000 | 29,031,000 | 28,465,000 |
| Total deposits | 5,662,350,000 | 6,263,791,000 | 6,449,682,000 | 7,252,864,000 |
| Interest-bearing deposits | 3,907,681,000 | 4,230,806,000 | 4,171,405,000 | 4,576,120,000 |
| Noninterest-bearing deposits | 1,754,669,000 | 2,032,985,000 | 2,278,277,000 | 2,676,744,000 |
| Equity capital | 723,412,000 | 755,153,000 | 789,391,000 | 822,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 93,413,000 | 189,475,000 | 291,810,000 | 399,894,000 |
| Interest expense | 4,191,000 | 8,592,000 | 13,217,000 | 18,149,000 |
| Net interest income | 89,222,000 | 180,883,000 | 278,593,000 | 381,745,000 |
| Noninterest income | 6,125,000 | 12,932,000 | 23,026,000 | 34,571,000 |
| Noninterest expense | 49,012,000 | 98,842,000 | 151,781,000 | 210,439,000 |
| Provision for loan losses | 2,525,000 | 3,470,000 | 6,018,000 | 10,108,000 |
| Pretax income | 43,810,000 | 91,503,000 | 143,820,000 | 195,769,000 |
| Income tax | 15,615,000 | 32,635,000 | 51,408,000 | 70,281,000 |
| Net income | 28,079,000 | 58,625,000 | 92,019,000 | 124,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 698,714,000 | 731,139,000 | 765,926,000 | 800,082,000 |
| Total capital | 785,708,000 | 828,607,000 | 893,185,000 | 948,329,000 |
| Risk-weighted assets | 7,743,105,000 | 8,034,551,000 | 8,576,221,000 | 11,162,537,000 |