Call reports 2026
CUMBERLAND SECURITY BANK, INC. — 2026
What CUMBERLAND SECURITY BANK, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 416,580,000 | 420,062,000 |
| Total loans | 352,649,000 | 346,341,000 |
| Allowance for loan losses | 9,329,000 | 9,447,000 |
| Securities available for sale | 37,755,000 | 38,632,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 358,247,000 | 359,403,000 |
| Interest-bearing deposits | 215,269,000 | 215,871,000 |
| Noninterest-bearing deposits | 142,978,000 | 143,532,000 |
| Equity capital | 57,341,000 | 59,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,796,000 | 14,818,000 |
| Interest expense | 1,009,000 | 1,974,000 |
| Net interest income | 5,787,000 | 12,844,000 |
| Noninterest income | 709,000 | 1,460,000 |
| Noninterest expense | 2,286,000 | 4,593,000 |
| Provision for loan losses | 116,000 | 231,000 |
| Pretax income | 4,103,000 | 9,485,000 |
| Income tax | 0 | 0 |
| Net income | 4,103,000 | 9,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 57,459,000 | 59,491,000 |
| Total capital | 61,821,000 | 63,773,000 |
| Risk-weighted assets | 343,716,000 | 337,085,000 |