Call reports 2005
CUMBERLAND SECURITY BANK, INC. — 2005
What CUMBERLAND SECURITY BANK, INC. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 136,015,000 | 137,288,000 | 136,488,000 | 135,868,000 |
| Total loans | 106,663,000 | 103,444,000 | 102,024,000 | 100,494,000 |
| Allowance for loan losses | 2,626,000 | 2,689,000 | 2,524,000 | 2,589,000 |
| Securities available for sale | 16,853,000 | 16,924,000 | 16,449,000 | 18,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,187,000 | 117,873,000 | 117,512,000 | 116,508,000 |
| Interest-bearing deposits | 81,065,000 | 81,330,000 | 79,530,000 | 80,458,000 |
| Noninterest-bearing deposits | 35,122,000 | 36,544,000 | 37,982,000 | 36,050,000 |
| Equity capital | 13,507,000 | 14,176,000 | 13,538,000 | 13,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,175,000 | 4,418,000 | 6,630,000 | 8,773,000 |
| Interest expense | 374,000 | 768,000 | 1,203,000 | 1,678,000 |
| Net interest income | 1,801,000 | 3,650,000 | 5,427,000 | 7,095,000 |
| Noninterest income | 522,000 | 1,064,000 | 1,711,000 | 2,281,000 |
| Noninterest expense | 1,229,000 | 2,513,000 | 3,624,000 | 4,824,000 |
| Provision for loan losses | 80,000 | 160,000 | 225,000 | 300,000 |
| Pretax income | 1,016,000 | 2,043,000 | 3,291,000 | 4,254,000 |
| Income tax | 324,000 | 649,000 | 1,017,000 | 1,329,000 |
| Net income | 692,000 | 1,394,000 | 2,274,000 | 2,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,308,000 | 13,887,000 | 13,347,000 | 13,803,000 |
| Total capital | 14,721,000 | 15,294,000 | 14,720,000 | 15,148,000 |
| Risk-weighted assets | 111,853,000 | 111,283,000 | 108,662,000 | 106,329,000 |
Machine access — free, no API key
Every figure shown here about CUMBERLAND SECURITY BANK, INC. — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.