Call reports 2025
FIRST SECURE COMMUNITY BANK — 2025
What FIRST SECURE COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 503,044,000 | 506,971,000 | 513,825,000 | 525,843,000 |
| Total loans | 323,932,000 | 344,412,000 | 357,274,000 | 377,946,000 |
| Allowance for loan losses | 3,994,000 | 3,914,000 | 3,430,000 | 3,356,000 |
| Securities available for sale | 105,320,000 | 103,226,000 | 96,285,000 | 74,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,827,000 | 415,797,000 | 429,271,000 | 422,403,000 |
| Interest-bearing deposits | 369,713,000 | 365,355,000 | 374,552,000 | 371,365,000 |
| Noninterest-bearing deposits | 51,114,000 | 50,442,000 | 54,719,000 | 51,038,000 |
| Equity capital | 44,953,000 | 45,438,000 | 46,129,000 | 46,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,087,000 | 13,884,000 | 20,789,000 | 27,926,000 |
| Interest expense | 3,258,000 | 6,357,000 | 9,480,000 | 12,546,000 |
| Net interest income | 3,829,000 | 7,527,000 | 11,309,000 | 15,380,000 |
| Noninterest income | 113,000 | 229,000 | 374,000 | 707,000 |
| Noninterest expense | 3,056,000 | 6,041,000 | 9,394,000 | 13,183,000 |
| Provision for loan losses | 600,000 | 1,050,000 | 1,050,000 | 1,050,000 |
| Pretax income | 286,000 | 665,000 | 1,239,000 | 1,789,000 |
| Income tax | 82,000 | 187,000 | 350,000 | 507,000 |
| Net income | 204,000 | 478,000 | 889,000 | 1,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,703,000 | 45,983,000 | 46,399,000 | 46,800,000 |
| Total capital | 49,697,000 | 49,897,000 | 49,829,000 | 50,221,000 |
| Risk-weighted assets | 405,049,000 | 421,959,000 | 428,917,000 | 441,722,000 |