Call reports 2022
FIRST SECURE COMMUNITY BANK — 2022
What FIRST SECURE COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 499,334,000 | 506,372,000 | 497,958,000 | 502,227,000 |
| Total loans | 264,122,000 | 252,600,000 | 268,590,000 | 279,520,000 |
| Allowance for loan losses | 3,608,000 | 2,624,000 | 2,924,000 | 3,202,000 |
| Securities available for sale | 139,717,000 | 149,091,000 | 138,522,000 | 153,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,721,000 | 442,155,000 | 431,939,000 | 408,789,000 |
| Interest-bearing deposits | 353,598,000 | 365,108,000 | 358,697,000 | 341,521,000 |
| Noninterest-bearing deposits | 80,123,000 | 77,047,000 | 73,242,000 | 67,268,000 |
| Equity capital | 37,851,000 | 36,989,000 | 37,099,000 | 38,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,554,000 | 7,646,000 | 12,265,000 | 17,334,000 |
| Interest expense | 524,000 | 950,000 | 1,475,000 | 2,419,000 |
| Net interest income | 3,030,000 | 6,696,000 | 10,790,000 | 14,915,000 |
| Noninterest income | 111,000 | 149,000 | 252,000 | 319,000 |
| Noninterest expense | 2,040,000 | 4,090,000 | 6,264,000 | 8,660,000 |
| Provision for loan losses | 0 | 300,000 | 600,000 | 900,000 |
| Pretax income | 1,109,000 | 2,463,000 | 4,186,000 | 5,682,000 |
| Income tax | 316,000 | 706,000 | 1,197,000 | 1,623,000 |
| Net income | 793,000 | 1,757,000 | 2,989,000 | 4,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,890,000 | 40,861,000 | 42,099,000 | 43,175,000 |
| Total capital | 43,498,000 | 43,485,000 | 45,023,000 | 46,377,000 |
| Risk-weighted assets | 365,484,000 | 369,918,000 | 381,234,000 | 393,187,000 |