Call reports 2021
FIRST SECURE COMMUNITY BANK — 2021
What FIRST SECURE COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 478,466,000 | 495,373,000 | 490,089,000 | 496,374,000 |
| Total loans | 317,351,000 | 302,914,000 | 277,781,000 | 268,009,000 |
| Allowance for loan losses | 3,734,000 | 3,884,000 | 3,888,000 | 3,648,000 |
| Securities available for sale | 84,182,000 | 85,626,000 | 87,314,000 | 114,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,657,000 | 427,485,000 | 422,553,000 | 431,629,000 |
| Interest-bearing deposits | 343,642,000 | 348,301,000 | 353,541,000 | 356,604,000 |
| Noninterest-bearing deposits | 66,015,000 | 79,184,000 | 69,012,000 | 75,025,000 |
| Equity capital | 38,774,000 | 39,557,000 | 40,313,000 | 40,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,015,000 | 8,048,000 | 12,453,000 | 16,194,000 |
| Interest expense | 795,000 | 1,516,000 | 2,193,000 | 2,785,000 |
| Net interest income | 3,220,000 | 6,532,000 | 10,260,000 | 13,409,000 |
| Noninterest income | 124,000 | 231,000 | 342,000 | 488,000 |
| Noninterest expense | 2,128,000 | 4,279,000 | 6,535,000 | 8,667,000 |
| Provision for loan losses | 300,000 | 450,000 | 450,000 | 450,000 |
| Pretax income | 916,000 | 2,034,000 | 3,617,000 | 4,780,000 |
| Income tax | 261,000 | 697,000 | 1,251,000 | 1,729,000 |
| Net income | 655,000 | 1,337,000 | 2,366,000 | 3,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,676,000 | 37,364,000 | 38,400,000 | 39,091,000 |
| Total capital | 40,410,000 | 41,248,000 | 42,288,000 | 42,739,000 |
| Risk-weighted assets | 369,764,000 | 366,372,000 | 354,144,000 | 355,221,000 |