Call reports 2020
FIRST SECURE COMMUNITY BANK — 2020
What FIRST SECURE COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 379,213,000 | 414,268,000 | 436,232,000 | 457,977,000 |
| Total loans | 249,520,000 | 295,848,000 | 309,927,000 | 309,386,000 |
| Allowance for loan losses | 2,662,000 | 3,012,000 | 3,149,000 | 3,434,000 |
| Securities available for sale | 72,012,000 | 73,476,000 | 80,827,000 | 81,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,652,000 | 344,469,000 | 366,593,000 | 388,019,000 |
| Interest-bearing deposits | 276,624,000 | 290,186,000 | 314,662,000 | 334,029,000 |
| Noninterest-bearing deposits | 33,028,000 | 54,283,000 | 51,931,000 | 53,990,000 |
| Equity capital | 34,062,000 | 37,582,000 | 37,985,000 | 38,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,152,000 | 8,334,000 | 12,505,000 | 16,638,000 |
| Interest expense | 1,491,000 | 2,852,000 | 4,109,000 | 5,035,000 |
| Net interest income | 2,661,000 | 5,482,000 | 8,396,000 | 11,603,000 |
| Noninterest income | 112,000 | 365,000 | 484,000 | 683,000 |
| Noninterest expense | 2,234,000 | 4,602,000 | 7,055,000 | 9,458,000 |
| Provision for loan losses | 150,000 | 500,000 | 650,000 | 950,000 |
| Pretax income | 389,000 | 768,000 | 1,198,000 | 1,901,000 |
| Income tax | 111,000 | 219,000 | 340,000 | 541,000 |
| Net income | 278,000 | 549,000 | 858,000 | 1,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,767,000 | 35,191,000 | 35,505,000 | 36,015,000 |
| Total capital | 37,429,000 | 38,203,000 | 38,654,000 | 39,449,000 |
| Risk-weighted assets | 338,997,000 | 338,776,000 | 354,311,000 | 365,518,000 |