Call reports 2019
FIRST SECURE COMMUNITY BANK — 2019
What FIRST SECURE COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 311,032,000 | 329,972,000 | 361,050,000 | 372,442,000 |
| Total loans | 241,292,000 | 247,363,000 | 256,102,000 | 248,659,000 |
| Allowance for loan losses | 2,705,000 | 2,810,000 | 2,443,000 | 2,512,000 |
| Securities available for sale | 27,286,000 | 36,377,000 | 53,820,000 | 66,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,612,000 | 263,121,000 | 295,341,000 | 308,046,000 |
| Interest-bearing deposits | 219,684,000 | 234,592,000 | 263,693,000 | 274,676,000 |
| Noninterest-bearing deposits | 22,928,000 | 28,529,000 | 31,648,000 | 33,370,000 |
| Equity capital | 31,307,000 | 31,943,000 | 34,692,000 | 35,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,639,000 | 7,567,000 | 11,659,000 | 15,973,000 |
| Interest expense | 1,135,000 | 2,394,000 | 3,799,000 | 5,284,000 |
| Net interest income | 2,504,000 | 5,173,000 | 7,860,000 | 10,689,000 |
| Noninterest income | 116,000 | 239,000 | 336,000 | 444,000 |
| Noninterest expense | 2,031,000 | 4,054,000 | 6,007,000 | 8,174,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 484,000 | 1,148,000 | 1,874,000 | 2,629,000 |
| Income tax | 138,000 | 328,000 | 535,000 | 750,000 |
| Net income | 346,000 | 820,000 | 1,339,000 | 1,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,208,000 | 30,877,000 | 33,610,000 | 34,371,000 |
| Total capital | 32,913,000 | 33,687,000 | 36,053,000 | 36,883,000 |
| Risk-weighted assets | 276,266,000 | 292,786,000 | 319,343,000 | 331,050,000 |