Call reports 2018
FIRST SECURE COMMUNITY BANK — 2018
What FIRST SECURE COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 266,811,000 | 291,914,000 | 299,945,000 | 307,037,000 |
| Total loans | 202,272,000 | 214,921,000 | 222,937,000 | 236,288,000 |
| Allowance for loan losses | 2,519,000 | 2,655,000 | 2,585,000 | 2,660,000 |
| Securities available for sale | 20,287,000 | 24,774,000 | 31,515,000 | 30,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,509,000 | 230,811,000 | 231,367,000 | 235,810,000 |
| Interest-bearing deposits | 184,340,000 | 201,621,000 | 205,930,000 | 212,212,000 |
| Noninterest-bearing deposits | 27,169,000 | 29,190,000 | 25,437,000 | 23,598,000 |
| Equity capital | 26,571,000 | 27,056,000 | 27,228,000 | 30,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,747,000 | 5,862,000 | 9,231,000 | 12,933,000 |
| Interest expense | 645,000 | 1,397,000 | 2,361,000 | 3,436,000 |
| Net interest income | 2,102,000 | 4,465,000 | 6,870,000 | 9,497,000 |
| Noninterest income | 139,000 | 178,000 | 244,000 | 322,000 |
| Noninterest expense | 1,515,000 | 3,266,000 | 5,198,000 | 7,094,000 |
| Provision for loan losses | 165,000 | 300,000 | 375,000 | 450,000 |
| Pretax income | 561,000 | 1,077,000 | 1,541,000 | 2,275,000 |
| Income tax | 160,000 | 305,000 | 438,000 | 647,000 |
| Net income | 401,000 | 772,000 | 1,103,000 | 1,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,982,000 | 25,507,000 | 25,976,000 | 29,717,000 |
| Total capital | 27,501,000 | 28,162,000 | 28,561,000 | 32,377,000 |
| Risk-weighted assets | 235,022,000 | 256,013,000 | 260,824,000 | 273,010,000 |