Call reports 2017
FIRST SECURE COMMUNITY BANK — 2017
What FIRST SECURE COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 231,589,000 | 241,371,000 | 248,604,000 | 260,712,000 |
| Total loans | 167,414,000 | 186,731,000 | 192,814,000 | 199,195,000 |
| Allowance for loan losses | 2,039,000 | 2,022,000 | 2,172,000 | 2,297,000 |
| Securities available for sale | 16,027,000 | 14,986,000 | 17,980,000 | 17,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,346,000 | 196,667,000 | 195,810,000 | 203,702,000 |
| Interest-bearing deposits | 178,884,000 | 179,689,000 | 177,330,000 | 178,140,000 |
| Noninterest-bearing deposits | 13,462,000 | 16,978,000 | 18,480,000 | 25,562,000 |
| Equity capital | 20,990,000 | 26,347,000 | 26,758,000 | 26,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,215,000 | 4,674,000 | 7,323,000 | 10,073,000 |
| Interest expense | 497,000 | 1,022,000 | 1,570,000 | 2,169,000 |
| Net interest income | 1,718,000 | 3,652,000 | 5,753,000 | 7,904,000 |
| Noninterest income | 38,000 | 87,000 | 83,000 | 133,000 |
| Noninterest expense | 1,458,000 | 3,029,000 | 4,553,000 | 6,158,000 |
| Provision for loan losses | 0 | 35,000 | 185,000 | 335,000 |
| Pretax income | 298,000 | 675,000 | 1,098,000 | 1,544,000 |
| Income tax | 0 | 23,000 | 28,000 | 934,000 |
| Net income | 298,000 | 652,000 | 1,070,000 | 610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,372,000 | 23,730,000 | 24,153,000 | 24,496,000 |
| Total capital | 20,411,000 | 25,752,000 | 26,325,000 | 26,793,000 |
| Risk-weighted assets | 188,676,000 | 207,754,000 | 218,595,000 | 226,103,000 |