Call reports 2016
FIRST SECURE COMMUNITY BANK — 2016
What FIRST SECURE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 165,168,000 | 176,839,000 | 185,097,000 | 223,793,000 |
| Total loans | 138,272,000 | 147,742,000 | 151,809,000 | 164,334,000 |
| Allowance for loan losses | 2,075,000 | 2,075,000 | 2,091,000 | 2,091,000 |
| Securities available for sale | 6,606,000 | 6,122,000 | 7,210,000 | 11,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,578,000 | 133,861,000 | 138,746,000 | 180,840,000 |
| Interest-bearing deposits | 122,455,000 | 125,132,000 | 128,788,000 | 168,029,000 |
| Noninterest-bearing deposits | 7,123,000 | 8,729,000 | 9,958,000 | 12,811,000 |
| Equity capital | 17,538,000 | 17,916,000 | 18,323,000 | 20,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,819,000 | 3,662,000 | 5,632,000 | 7,724,000 |
| Interest expense | 362,000 | 753,000 | 1,177,000 | 1,635,000 |
| Net interest income | 1,457,000 | 2,909,000 | 4,455,000 | 6,089,000 |
| Noninterest income | -457,000 | -435,000 | -417,000 | -395,000 |
| Noninterest expense | 1,125,000 | 2,225,000 | 3,417,000 | 4,707,000 |
| Provision for loan losses | -510,000 | -510,000 | -510,000 | -510,000 |
| Pretax income | 385,000 | 759,000 | 1,131,000 | 1,497,000 |
| Income tax | 5,000 | 11,000 | 11,000 | -2,109,000 |
| Net income | 380,000 | 748,000 | 1,120,000 | 3,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,685,000 | 17,060,000 | 17,454,000 | 18,120,000 |
| Total capital | 18,491,000 | 19,002,000 | 19,478,000 | 20,211,000 |
| Risk-weighted assets | 143,923,000 | 154,928,000 | 161,517,000 | 174,795,000 |