Call reports 2015
FIRST SECURE COMMUNITY BANK — 2015
What FIRST SECURE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 142,478,000 | 145,400,000 | 150,656,000 | 156,057,000 |
| Total loans | 119,338,000 | 113,818,000 | 126,618,000 | 132,516,000 |
| Allowance for loan losses | 2,501,000 | 2,630,000 | 2,581,000 | 2,583,000 |
| Securities available for sale | 6,468,000 | 8,658,000 | 9,112,000 | 6,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,261,000 | 115,302,000 | 114,092,000 | 119,984,000 |
| Interest-bearing deposits | 99,575,000 | 105,153,000 | 104,795,000 | 109,824,000 |
| Noninterest-bearing deposits | 9,686,000 | 10,149,000 | 9,297,000 | 10,160,000 |
| Equity capital | 15,267,000 | 15,499,000 | 15,834,000 | 16,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,533,000 | 3,071,000 | 4,688,000 | 6,445,000 |
| Interest expense | 235,000 | 510,000 | 801,000 | 1,121,000 |
| Net interest income | 1,298,000 | 2,561,000 | 3,887,000 | 5,324,000 |
| Noninterest income | -161,000 | -239,000 | -316,000 | -379,000 |
| Noninterest expense | 791,000 | 1,595,000 | 2,461,000 | 3,497,000 |
| Provision for loan losses | 125,000 | 250,000 | 300,000 | 300,000 |
| Pretax income | 221,000 | 477,000 | 810,000 | 1,148,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 221,000 | 477,000 | 810,000 | 1,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,401,000 | 14,642,000 | 14,977,000 | 15,302,000 |
| Total capital | 15,930,000 | 16,124,000 | 16,663,000 | 17,062,000 |
| Risk-weighted assets | 120,867,000 | 117,409,000 | 133,543,000 | 139,470,000 |