Call reports 2014
FIRST SECURE COMMUNITY BANK — 2014
What FIRST SECURE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 126,770,000 | 127,633,000 | 131,390,000 | 136,406,000 |
| Total loans | 106,182,000 | 107,497,000 | 111,721,000 | 114,109,000 |
| Allowance for loan losses | 2,902,000 | 2,904,000 | 2,817,000 | 2,815,000 |
| Securities available for sale | 10,143,000 | 7,969,000 | 7,743,000 | 7,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,017,000 | 99,675,000 | 99,191,000 | 102,430,000 |
| Interest-bearing deposits | 91,815,000 | 92,856,000 | 93,283,000 | 94,684,000 |
| Noninterest-bearing deposits | 7,202,000 | 6,819,000 | 5,908,000 | 7,746,000 |
| Equity capital | 14,482,000 | 14,645,000 | 14,825,000 | 15,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,386,000 | 2,810,000 | 4,280,000 | 5,807,000 |
| Interest expense | 199,000 | 398,000 | 602,000 | 815,000 |
| Net interest income | 1,187,000 | 2,412,000 | 3,678,000 | 4,992,000 |
| Noninterest income | 45,000 | -6,000 | -163,000 | -297,000 |
| Noninterest expense | 862,000 | 1,600,000 | 2,415,000 | 3,340,000 |
| Provision for loan losses | 225,000 | 500,000 | 600,000 | 650,000 |
| Pretax income | 144,000 | 305,000 | 499,000 | 704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 144,000 | 305,000 | 499,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,618,000 | 13,780,000 | 13,965,000 | 14,168,000 |
| Total capital | 14,952,000 | 15,096,000 | 15,367,000 | 15,617,000 |
| Risk-weighted assets | 105,191,000 | 103,655,000 | 110,726,000 | 114,556,000 |