Call reports 2013
FIRST SECURE COMMUNITY BANK — 2013
What FIRST SECURE COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 105,497,000 | 109,680,000 | 110,109,000 | 127,058,000 |
| Total loans | 87,263,000 | 91,399,000 | 92,174,000 | 107,697,000 |
| Allowance for loan losses | 4,363,000 | 3,804,000 | 3,625,000 | 3,232,000 |
| Securities available for sale | 10,312,000 | 9,656,000 | 9,689,000 | 8,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,123,000 | 95,282,000 | 94,577,000 | 103,378,000 |
| Interest-bearing deposits | 84,977,000 | 87,413,000 | 87,994,000 | 95,055,000 |
| Noninterest-bearing deposits | 6,146,000 | 7,869,000 | 6,583,000 | 8,323,000 |
| Equity capital | 13,001,000 | 13,059,000 | 13,125,000 | 13,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,146,000 | 2,420,000 | 3,626,000 | 5,007,000 |
| Interest expense | 192,000 | 372,000 | 549,000 | 741,000 |
| Net interest income | 954,000 | 2,048,000 | 3,077,000 | 4,266,000 |
| Noninterest income | 305,000 | 280,000 | 320,000 | 390,000 |
| Noninterest expense | 1,156,000 | 1,997,000 | 2,923,000 | 3,943,000 |
| Provision for loan losses | 0 | 115,000 | 155,000 | 180,000 |
| Pretax income | 103,000 | 216,000 | 319,000 | 533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 103,000 | 216,000 | 319,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,103,000 | 12,181,000 | 12,259,000 | 12,473,000 |
| Total capital | 13,240,000 | 13,327,000 | 13,453,000 | 13,820,000 |
| Risk-weighted assets | 87,696,000 | 88,998,000 | 93,124,000 | 105,871,000 |