Call reports 2012
FIRST SECURE COMMUNITY BANK — 2012
What FIRST SECURE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 92,884,000 | 94,812,000 | 103,753,000 | 108,315,000 |
| Total loans | 73,226,000 | 77,894,000 | 83,174,000 | 90,108,000 |
| Allowance for loan losses | 5,398,000 | 5,118,000 | 4,823,000 | 4,534,000 |
| Securities available for sale | 8,822,000 | 10,573,000 | 9,276,000 | 9,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,977,000 | 81,803,000 | 90,683,000 | 95,088,000 |
| Interest-bearing deposits | 74,643,000 | 77,124,000 | 84,108,000 | 88,617,000 |
| Noninterest-bearing deposits | 4,334,000 | 4,679,000 | 6,575,000 | 6,471,000 |
| Equity capital | 10,562,000 | 10,712,000 | 10,797,000 | 10,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,079,000 | 2,146,000 | 3,299,000 | 4,548,000 |
| Interest expense | 232,000 | 440,000 | 655,000 | 866,000 |
| Net interest income | 847,000 | 1,706,000 | 2,644,000 | 3,682,000 |
| Noninterest income | 504,000 | 1,046,000 | 1,593,000 | 2,286,000 |
| Noninterest expense | 1,110,000 | 2,245,000 | 3,516,000 | 5,003,000 |
| Provision for loan losses | 125,000 | 275,000 | 422,000 | 592,000 |
| Pretax income | 116,000 | 232,000 | 304,000 | 378,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 116,000 | 232,000 | 304,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,672,000 | 9,810,000 | 9,890,000 | 9,960,000 |
| Total capital | 10,614,000 | 10,801,000 | 10,917,000 | 11,063,000 |
| Risk-weighted assets | 70,909,000 | 75,123,000 | 78,379,000 | 84,801,000 |