Call reports 2011
FIRST SECURE COMMUNITY BANK — 2011
What FIRST SECURE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 87,421,000 | 84,631,000 | 82,833,000 | 92,930,000 |
| Total loans | 73,073,000 | 71,819,000 | 71,523,000 | 75,036,000 |
| Allowance for loan losses | 3,974,000 | 3,232,000 | 4,750,000 | 6,253,000 |
| Securities available for sale | 8,177,000 | 7,628,000 | 7,409,000 | 5,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,777,000 | 74,733,000 | 74,534,000 | 79,102,000 |
| Interest-bearing deposits | 74,197,000 | 72,363,000 | 72,341,000 | 75,900,000 |
| Noninterest-bearing deposits | 2,580,000 | 2,370,000 | 2,193,000 | 3,202,000 |
| Equity capital | 6,296,000 | 5,574,000 | 3,953,000 | 10,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,016,000 | 3,003,000 | 3,924,000 |
| Interest expense | 307,000 | 596,000 | 868,000 | 1,124,000 |
| Net interest income | 704,000 | 1,420,000 | 2,135,000 | 2,800,000 |
| Noninterest income | -5,000 | -17,000 | -140,000 | -789,000 |
| Noninterest expense | 562,000 | 1,253,000 | 1,921,000 | 2,841,000 |
| Provision for loan losses | 1,245,000 | 2,040,000 | 3,705,000 | 5,937,000 |
| Pretax income | -1,108,000 | -1,890,000 | -3,631,000 | -6,705,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,108,000 | -1,890,000 | -3,631,000 | -6,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,441,000 | 4,698,000 | 3,033,000 | 9,572,000 |
| Total capital | 6,380,000 | 5,608,000 | 3,935,000 | 10,482,000 |
| Risk-weighted assets | 72,102,000 | 70,442,000 | 68,314,000 | 67,478,000 |