Call reports 2009
FIRST SECURE COMMUNITY BANK — 2009
What FIRST SECURE COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 109,897,000 | 110,271,000 | 104,455,000 | 99,751,000 |
| Total loans | 86,432,000 | 84,128,000 | 82,441,000 | 79,603,000 |
| Allowance for loan losses | 1,789,000 | 1,416,000 | 2,561,000 | 1,998,000 |
| Securities available for sale | 12,780,000 | 11,040,000 | 9,477,000 | 10,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,755,000 | 94,360,000 | 89,203,000 | 84,736,000 |
| Interest-bearing deposits | 96,742,000 | 92,029,000 | 87,113,000 | 83,166,000 |
| Noninterest-bearing deposits | 2,013,000 | 2,331,000 | 2,090,000 | 1,570,000 |
| Equity capital | 9,607,000 | 11,409,000 | 10,833,000 | 10,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,528,000 | 2,990,000 | 4,323,000 | 5,552,000 |
| Interest expense | 833,000 | 1,581,000 | 2,217,000 | 2,753,000 |
| Net interest income | 695,000 | 1,409,000 | 2,106,000 | 2,799,000 |
| Noninterest income | 29,000 | 71,000 | 125,000 | 180,000 |
| Noninterest expense | 485,000 | 1,105,000 | 1,703,000 | 2,520,000 |
| Provision for loan losses | 735,000 | 975,000 | 2,120,000 | 2,330,000 |
| Pretax income | -496,000 | -600,000 | -1,592,000 | -1,864,000 |
| Income tax | -201,000 | -247,000 | -637,000 | -738,000 |
| Net income | -295,000 | -353,000 | -955,000 | -1,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,456,000 | 11,298,000 | 10,696,000 | 9,788,000 |
| Total capital | 10,616,000 | 12,439,000 | 11,800,000 | 10,827,000 |
| Risk-weighted assets | 92,202,000 | 90,991,000 | 86,839,000 | 82,171,000 |