Call reports 2024
FIRST NATIONAL BANK OF PANDORA, THE — 2024
What FIRST NATIONAL BANK OF PANDORA, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 262,398,000 | 263,728,000 | 272,215,000 | 274,784,000 |
| Total loans | 177,818,000 | 178,703,000 | 181,870,000 | 184,642,000 |
| Allowance for loan losses | 2,241,000 | 2,272,000 | 2,410,000 | 2,428,000 |
| Securities available for sale | 60,977,000 | 60,011,000 | 61,473,000 | 57,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,287,000 | 242,665,000 | 251,283,000 | 254,941,000 |
| Interest-bearing deposits | 218,530,000 | 226,772,000 | 234,036,000 | 236,438,000 |
| Noninterest-bearing deposits | 15,757,000 | 15,893,000 | 17,247,000 | 18,503,000 |
| Equity capital | 15,666,000 | 16,262,000 | 18,011,000 | 17,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,960,000 | 6,088,000 | 9,349,000 | 12,749,000 |
| Interest expense | 1,280,000 | 2,571,000 | 3,864,000 | 5,135,000 |
| Net interest income | 1,680,000 | 3,517,000 | 5,485,000 | 7,614,000 |
| Noninterest income | 235,000 | 521,000 | 835,000 | 1,170,000 |
| Noninterest expense | 1,840,000 | 3,793,000 | 5,792,000 | 7,940,000 |
| Provision for loan losses | 55,000 | 75,000 | 210,000 | 225,000 |
| Pretax income | 20,000 | 170,000 | 318,000 | 619,000 |
| Income tax | -63,000 | -99,000 | -131,000 | -119,000 |
| Net income | 83,000 | 269,000 | 449,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,137,000 | 21,323,000 | 21,503,000 | 21,443,000 |
| Total capital | 23,378,000 | 23,595,000 | 23,913,000 | 23,871,000 |
| Risk-weighted assets | 200,503,000 | 204,178,000 | 217,028,000 | 194,226,000 |