Call reports 2023
FIRST NATIONAL BANK OF PANDORA, THE — 2023
What FIRST NATIONAL BANK OF PANDORA, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 248,542,000 | 250,453,000 | 251,752,000 | 259,215,000 |
| Total loans | 165,111,000 | 166,335,000 | 167,208,000 | 173,141,000 |
| Allowance for loan losses | 2,161,000 | 2,161,000 | 2,160,000 | 2,186,000 |
| Securities available for sale | 63,350,000 | 61,687,000 | 60,288,000 | 61,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,599,000 | 227,075,000 | 229,121,000 | 235,245,000 |
| Interest-bearing deposits | 202,852,000 | 206,722,000 | 210,368,000 | 217,166,000 |
| Noninterest-bearing deposits | 20,747,000 | 20,353,000 | 18,753,000 | 18,079,000 |
| Equity capital | 15,367,000 | 14,792,000 | 14,303,000 | 15,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,405,000 | 4,964,000 | 7,618,000 | 10,551,000 |
| Interest expense | 649,000 | 1,527,000 | 2,531,000 | 3,697,000 |
| Net interest income | 1,756,000 | 3,437,000 | 5,087,000 | 6,854,000 |
| Noninterest income | 193,000 | 570,000 | 828,000 | 1,084,000 |
| Noninterest expense | 1,733,000 | 3,551,000 | 5,349,000 | 7,216,000 |
| Provision for loan losses | 0 | 0 | 0 | 42,000 |
| Pretax income | 216,000 | 456,000 | 566,000 | 680,000 |
| Income tax | -16,000 | -45,000 | -82,000 | -114,000 |
| Net income | 232,000 | 501,000 | 648,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,893,000 | 21,161,000 | 21,308,000 | 21,054,000 |
| Total capital | 23,054,000 | 23,322,000 | 23,468,000 | 23,240,000 |
| Risk-weighted assets | 184,615,000 | 187,899,000 | 187,647,000 | 192,386,000 |