Call reports 2022
FIRST NATIONAL BANK OF PANDORA, THE — 2022
What FIRST NATIONAL BANK OF PANDORA, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 233,960,000 | 238,055,000 | 235,944,000 | 241,932,000 |
| Total loans | 145,008,000 | 147,642,000 | 151,823,000 | 159,215,000 |
| Allowance for loan losses | 2,051,000 | 2,053,000 | 2,052,000 | 1,906,000 |
| Securities available for sale | 69,601,000 | 65,911,000 | 63,289,000 | 61,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,811,000 | 219,575,000 | 218,072,000 | 222,455,000 |
| Interest-bearing deposits | 193,596,000 | 198,009,000 | 196,601,000 | 201,104,000 |
| Noninterest-bearing deposits | 20,215,000 | 21,566,000 | 21,471,000 | 21,351,000 |
| Equity capital | 16,640,000 | 15,048,000 | 14,488,000 | 14,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,932,000 | 3,929,000 | 6,086,000 | 8,459,000 |
| Interest expense | 99,000 | 219,000 | 445,000 | 896,000 |
| Net interest income | 1,833,000 | 3,710,000 | 5,641,000 | 7,563,000 |
| Noninterest income | 223,000 | 421,000 | 662,000 | 896,000 |
| Noninterest expense | 1,605,000 | 3,179,000 | 4,822,000 | 6,655,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 451,000 | 952,000 | 1,481,000 | 2,004,000 |
| Income tax | 46,000 | 103,000 | 166,000 | 217,000 |
| Net income | 405,000 | 849,000 | 1,315,000 | 1,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,979,000 | 20,424,000 | 20,891,000 | 20,861,000 |
| Total capital | 22,030,000 | 22,477,000 | 22,943,000 | 22,767,000 |
| Risk-weighted assets | 169,581,000 | 174,303,000 | 175,537,000 | 181,198,000 |