Call reports 2021
FIRST NATIONAL BANK OF PANDORA, THE — 2021
What FIRST NATIONAL BANK OF PANDORA, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 228,223,000 | 229,861,000 | 234,112,000 | 239,765,000 |
| Total loans | 146,867,000 | 144,585,000 | 146,705,000 | 144,895,000 |
| Allowance for loan losses | 2,001,000 | 2,040,000 | 2,052,000 | 2,053,000 |
| Securities available for sale | 59,400,000 | 56,745,000 | 66,746,000 | 70,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,032,000 | 206,988,000 | 209,732,000 | 216,362,000 |
| Interest-bearing deposits | 187,415,000 | 188,923,000 | 188,940,000 | 195,662,000 |
| Noninterest-bearing deposits | 18,617,000 | 18,065,000 | 20,792,000 | 20,700,000 |
| Equity capital | 18,638,000 | 19,250,000 | 20,052,000 | 19,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,149,000 | 4,244,000 | 6,684,000 | 8,748,000 |
| Interest expense | 176,000 | 323,000 | 458,000 | 575,000 |
| Net interest income | 1,973,000 | 3,921,000 | 6,226,000 | 8,173,000 |
| Noninterest income | 516,000 | 950,000 | 1,419,000 | 1,717,000 |
| Noninterest expense | 1,700,000 | 3,371,000 | 5,103,000 | 7,052,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 744,000 | 1,410,000 | 2,452,000 | 2,748,000 |
| Income tax | 119,000 | 222,000 | 413,000 | 450,000 |
| Net income | 625,000 | 1,188,000 | 2,039,000 | 2,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,400,000 | 18,963,000 | 19,814,000 | 19,574,000 |
| Total capital | 20,342,000 | 20,978,000 | 21,866,000 | 21,627,000 |
| Risk-weighted assets | 155,298,000 | 161,177,000 | 165,644,000 | 168,101,000 |