Call reports 2020
FIRST NATIONAL BANK OF PANDORA, THE — 2020
What FIRST NATIONAL BANK OF PANDORA, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 194,338,000 | 206,055,000 | 210,025,000 | 221,473,000 |
| Total loans | 129,336,000 | 140,735,000 | 141,408,000 | 142,237,000 |
| Allowance for loan losses | 1,647,000 | 1,767,000 | 1,912,000 | 1,957,000 |
| Securities available for sale | 42,706,000 | 49,003,000 | 46,595,000 | 60,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,788,000 | 183,645,000 | 186,639,000 | 198,820,000 |
| Interest-bearing deposits | 161,399,000 | 168,738,000 | 170,213,000 | 181,170,000 |
| Noninterest-bearing deposits | 10,389,000 | 14,907,000 | 16,426,000 | 17,650,000 |
| Equity capital | 17,369,000 | 18,091,000 | 18,552,000 | 18,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,120,000 | 4,763,000 | 6,606,000 | 8,909,000 |
| Interest expense | 426,000 | 905,000 | 1,188,000 | 1,457,000 |
| Net interest income | 1,694,000 | 3,858,000 | 5,418,000 | 7,452,000 |
| Noninterest income | 264,000 | 934,000 | 1,608,000 | 2,096,000 |
| Noninterest expense | 1,435,000 | 3,261,000 | 4,923,000 | 6,637,000 |
| Provision for loan losses | 45,000 | 175,000 | 280,000 | 325,000 |
| Pretax income | 509,000 | 1,387,000 | 1,854,000 | 2,625,000 |
| Income tax | 81,000 | 235,000 | 302,000 | 426,000 |
| Net income | 428,000 | 1,152,000 | 1,552,000 | 2,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,405,000 | 17,128,000 | 17,529,000 | 17,775,000 |
| Total capital | 18,052,000 | 18,895,000 | 19,390,000 | 19,717,000 |
| Risk-weighted assets | 145,459,000 | 145,110,000 | 148,842,000 | 155,201,000 |