Call reports 2019
FIRST NATIONAL BANK OF PANDORA, THE — 2019
What FIRST NATIONAL BANK OF PANDORA, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 177,583,000 | 181,444,000 | 186,787,000 | 190,343,000 |
| Total loans | 118,342,000 | 124,954,000 | 131,622,000 | 129,070,000 |
| Allowance for loan losses | 1,546,000 | 1,538,000 | 1,513,000 | 1,606,000 |
| Securities available for sale | 40,014,000 | 39,792,000 | 39,164,000 | 42,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,913,000 | 160,027,000 | 165,013,000 | 168,885,000 |
| Interest-bearing deposits | 146,969,000 | 150,824,000 | 154,250,000 | 156,875,000 |
| Noninterest-bearing deposits | 9,944,000 | 9,203,000 | 10,763,000 | 12,010,000 |
| Equity capital | 15,026,000 | 15,831,000 | 16,294,000 | 16,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,959,000 | 4,063,000 | 6,240,000 | 8,442,000 |
| Interest expense | 439,000 | 918,000 | 1,408,000 | 1,876,000 |
| Net interest income | 1,520,000 | 3,145,000 | 4,832,000 | 6,566,000 |
| Noninterest income | 223,000 | 470,000 | 718,000 | 1,071,000 |
| Noninterest expense | 1,433,000 | 2,902,000 | 4,376,000 | 5,963,000 |
| Provision for loan losses | 0 | 15,000 | 45,000 | 130,000 |
| Pretax income | 315,000 | 707,000 | 1,142,000 | 1,559,000 |
| Income tax | 29,000 | 79,000 | 138,000 | 200,000 |
| Net income | 286,000 | 628,000 | 1,004,000 | 1,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,279,000 | 15,621,000 | 15,997,000 | 15,977,000 |
| Total capital | 16,825,000 | 17,159,000 | 17,510,000 | 17,583,000 |
| Risk-weighted assets | 133,089,000 | 137,225,000 | 144,933,000 | 144,116,000 |