Call reports 2018
FIRST NATIONAL BANK OF PANDORA, THE — 2018
What FIRST NATIONAL BANK OF PANDORA, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 166,497,000 | 168,619,000 | 169,283,000 | 178,638,000 |
| Total loans | 114,872,000 | 115,401,000 | 116,648,000 | 117,687,000 |
| Allowance for loan losses | 1,452,000 | 1,505,000 | 1,525,000 | 1,541,000 |
| Securities available for sale | 37,703,000 | 37,217,000 | 36,641,000 | 39,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,780,000 | 148,488,000 | 146,554,000 | 158,303,000 |
| Interest-bearing deposits | 136,619,000 | 138,297,000 | 135,633,000 | 146,617,000 |
| Noninterest-bearing deposits | 10,161,000 | 10,191,000 | 10,921,000 | 11,686,000 |
| Equity capital | 13,714,000 | 13,942,000 | 14,129,000 | 14,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,708,000 | 3,567,000 | 5,476,000 | 7,445,000 |
| Interest expense | 250,000 | 586,000 | 948,000 | 1,353,000 |
| Net interest income | 1,458,000 | 2,981,000 | 4,528,000 | 6,092,000 |
| Noninterest income | 213,000 | 478,000 | 755,000 | 986,000 |
| Noninterest expense | 1,317,000 | 2,678,000 | 4,067,000 | 5,661,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 105,000 |
| Pretax income | 309,000 | 691,000 | 1,126,000 | 1,312,000 |
| Income tax | 49,000 | 114,000 | 190,000 | 141,000 |
| Net income | 260,000 | 577,000 | 936,000 | 1,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,422,000 | 14,738,000 | 15,098,000 | 14,993,000 |
| Total capital | 15,874,000 | 16,243,000 | 16,623,000 | 16,534,000 |
| Risk-weighted assets | 121,788,000 | 126,895,000 | 127,142,000 | 132,168,000 |