Call reports 2017
FIRST NATIONAL BANK OF PANDORA, THE — 2017
What FIRST NATIONAL BANK OF PANDORA, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 153,852,000 | 159,431,000 | 160,156,000 | 164,633,000 |
| Total loans | 108,024,000 | 108,524,000 | 111,537,000 | 113,841,000 |
| Allowance for loan losses | 1,391,000 | 1,408,000 | 1,402,000 | 1,412,000 |
| Securities available for sale | 32,861,000 | 32,736,000 | 34,319,000 | 33,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,893,000 | 137,121,000 | 138,943,000 | 146,059,000 |
| Interest-bearing deposits | 126,227,000 | 126,626,000 | 128,252,000 | 132,068,000 |
| Noninterest-bearing deposits | 10,666,000 | 10,495,000 | 10,691,000 | 13,991,000 |
| Equity capital | 13,538,000 | 13,940,000 | 14,180,000 | 13,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,495,000 | 3,098,000 | 4,755,000 | 6,493,000 |
| Interest expense | 171,000 | 358,000 | 580,000 | 809,000 |
| Net interest income | 1,324,000 | 2,740,000 | 4,175,000 | 5,684,000 |
| Noninterest income | 288,000 | 591,000 | 886,000 | 1,162,000 |
| Noninterest expense | 1,334,000 | 2,766,000 | 4,083,000 | 5,458,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 110,000 |
| Pretax income | 248,000 | 596,000 | 1,028,000 | 1,388,000 |
| Income tax | 55,000 | 144,000 | 265,000 | 465,000 |
| Net income | 193,000 | 452,000 | 763,000 | 923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,661,000 | 13,921,000 | 14,232,000 | 14,162,000 |
| Total capital | 15,052,000 | 15,329,000 | 15,634,000 | 15,574,000 |
| Risk-weighted assets | 114,060,000 | 116,706,000 | 117,763,000 | 120,697,000 |