Call reports 2014
FIRST NATIONAL BANK OF PANDORA, THE — 2014
What FIRST NATIONAL BANK OF PANDORA, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 139,023,000 | 142,876,000 | 143,691,000 | 148,544,000 |
| Total loans | 91,190,000 | 95,110,000 | 95,658,000 | 97,185,000 |
| Allowance for loan losses | 1,498,000 | 1,479,000 | 1,466,000 | 1,447,000 |
| Securities available for sale | 34,071,000 | 33,790,000 | 32,463,000 | 32,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,524,000 | 119,220,000 | 121,014,000 | 131,504,000 |
| Interest-bearing deposits | 103,643,000 | 105,093,000 | 106,498,000 | 110,455,000 |
| Noninterest-bearing deposits | 14,881,000 | 14,127,000 | 14,516,000 | 21,049,000 |
| Equity capital | 11,854,000 | 12,136,000 | 12,298,000 | 12,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,314,000 | 2,674,000 | 4,067,000 | 5,425,000 |
| Interest expense | 168,000 | 324,000 | 479,000 | 627,000 |
| Net interest income | 1,146,000 | 2,350,000 | 3,588,000 | 4,798,000 |
| Noninterest income | 181,000 | 433,000 | 671,000 | 902,000 |
| Noninterest expense | 1,239,000 | 2,492,000 | 3,733,000 | 4,842,000 |
| Provision for loan losses | 0 | 0 | 0 | 58,000 |
| Pretax income | 88,000 | 291,000 | 536,000 | 810,000 |
| Income tax | 5,000 | 50,000 | 109,000 | 180,000 |
| Net income | 83,000 | 241,000 | 427,000 | 630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,788,000 | 11,947,000 | 12,136,000 | 12,092,000 |
| Total capital | 13,065,000 | 13,269,000 | 13,468,000 | 13,467,000 |
| Risk-weighted assets | 101,940,000 | 105,633,000 | 106,440,000 | 109,901,000 |