Call reports 2003
FIRST NATIONAL BANK OF PANDORA, THE — 2003
What FIRST NATIONAL BANK OF PANDORA, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 111,979,000 | 117,163,000 | 112,368,000 | 111,469,000 |
| Total loans | 88,151,000 | 81,085,000 | 73,563,000 | 67,479,000 |
| Allowance for loan losses | 2,428,000 | 2,422,000 | 2,164,000 | 2,294,000 |
| Securities available for sale | 13,885,000 | 28,300,000 | 28,955,000 | 33,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,699,000 | 101,279,000 | 98,324,000 | 97,450,000 |
| Interest-bearing deposits | 90,809,000 | 90,278,000 | 89,001,000 | 86,896,000 |
| Noninterest-bearing deposits | 5,890,000 | 11,001,000 | 9,323,000 | 10,554,000 |
| Equity capital | 8,986,000 | 9,213,000 | 8,893,000 | 8,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,657,000 | 3,369,000 | 4,849,000 | 6,289,000 |
| Interest expense | 601,000 | 1,189,000 | 1,742,000 | 2,236,000 |
| Net interest income | 1,056,000 | 2,180,000 | 3,107,000 | 4,053,000 |
| Noninterest income | 202,000 | 385,000 | 714,000 | 981,000 |
| Noninterest expense | 957,000 | 1,866,000 | 2,923,000 | 4,050,000 |
| Provision for loan losses | 338,000 | 462,000 | 612,000 | 662,000 |
| Pretax income | -30,000 | 252,000 | 301,000 | 337,000 |
| Income tax | -10,000 | 87,000 | 104,000 | 112,000 |
| Net income | -20,000 | 165,000 | 197,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,943,000 | 9,128,000 | 9,160,000 | 9,022,000 |
| Total capital | 10,018,000 | 10,153,000 | 10,116,000 | 9,920,000 |
| Risk-weighted assets | 84,551,000 | 80,597,000 | 75,278,000 | 70,427,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF PANDORA, THE — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.