Call report 2023Q4
FLATWATER BANK — 2023Q4
The 22 measures FLATWATER BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 287,047,000 | USD | evidence → |
| Total loans | 208,155,000 | USD | evidence → |
| Allowance for loan losses | 2,700,000 | USD | evidence → |
| Securities available for sale | 59,214,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 231,202,000 | USD | evidence → |
| Interest-bearing deposits | 200,434,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,768,000 | USD | evidence → |
| Equity capital | 22,281,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,460,000 | USD | evidence → |
| Interest expense | 4,861,000 | USD | evidence → |
| Net interest income | 8,599,000 | USD | evidence → |
| Noninterest income | 2,184,000 | USD | evidence → |
| Noninterest expense | 6,963,000 | USD | evidence → |
| Provision for loan losses | 13,000 | USD | evidence → |
| Pretax income | 3,807,000 | USD | evidence → |
| Income tax | 85,000 | USD | evidence → |
| Net income | 3,722,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,869,000 | USD | evidence → |