Call report 2022Q4
FLATWATER BANK — 2022Q4
The 22 measures FLATWATER BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,397,000 | USD | evidence → |
| Total loans | 162,369,000 | USD | evidence → |
| Allowance for loan losses | 2,697,000 | USD | evidence → |
| Securities available for sale | 50,473,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 187,846,000 | USD | evidence → |
| Interest-bearing deposits | 149,286,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,560,000 | USD | evidence → |
| Equity capital | 19,804,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,068,000 | USD | evidence → |
| Interest expense | 1,020,000 | USD | evidence → |
| Net interest income | 8,048,000 | USD | evidence → |
| Noninterest income | 2,019,000 | USD | evidence → |
| Noninterest expense | 6,332,000 | USD | evidence → |
| Provision for loan losses | 27,000 | USD | evidence → |
| Pretax income | 3,557,000 | USD | evidence → |
| Income tax | 88,000 | USD | evidence → |
| Net income | 3,469,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,118,000 | USD | evidence → |