Call report 2015Q4
FLATWATER BANK — 2015Q4
The 22 measures FLATWATER BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 144,157,000 | USD | evidence → |
| Total loans | 110,681,000 | USD | evidence → |
| Allowance for loan losses | 1,607,000 | USD | evidence → |
| Securities available for sale | 22,777,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,660,000 | USD | evidence → |
| Interest-bearing deposits | 91,826,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,834,000 | USD | evidence → |
| Equity capital | 17,825,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,226,000 | USD | evidence → |
| Interest expense | 522,000 | USD | evidence → |
| Net interest income | 5,704,000 | USD | evidence → |
| Noninterest income | 1,276,000 | USD | evidence → |
| Noninterest expense | 4,213,000 | USD | evidence → |
| Provision for loan losses | 364,000 | USD | evidence → |
| Pretax income | 2,403,000 | USD | evidence → |
| Income tax | 55,000 | USD | evidence → |
| Net income | 2,348,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,183,000 | USD | evidence → |
| Total capital | 18,775,000 | USD | evidence → |
| Risk-weighted assets | 127,308,000 | USD | evidence → |