Call report 2014Q4
FLATWATER BANK — 2014Q4
The 22 measures FLATWATER BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 156,220,000 | USD | evidence → |
| Total loans | 116,506,000 | USD | evidence → |
| Allowance for loan losses | 2,132,000 | USD | evidence → |
| Securities available for sale | 28,382,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 125,658,000 | USD | evidence → |
| Interest-bearing deposits | 104,113,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,545,000 | USD | evidence → |
| Equity capital | 16,698,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,128,000 | USD | evidence → |
| Interest expense | 451,000 | USD | evidence → |
| Net interest income | 5,677,000 | USD | evidence → |
| Noninterest income | 1,477,000 | USD | evidence → |
| Noninterest expense | 4,340,000 | USD | evidence → |
| Provision for loan losses | 864,000 | USD | evidence → |
| Pretax income | 1,950,000 | USD | evidence → |
| Income tax | 54,000 | USD | evidence → |
| Net income | 1,896,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,035,000 | USD | evidence → |
| Total capital | 17,717,000 | USD | evidence → |
| Risk-weighted assets | 134,077,000 | USD | evidence → |