Call report 2012Q4
FLATWATER BANK — 2012Q4
The 22 measures FLATWATER BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 123,193,000 | USD | evidence → |
| Total loans | 88,175,000 | USD | evidence → |
| Allowance for loan losses | 1,422,000 | USD | evidence → |
| Securities available for sale | 23,017,000 | USD | evidence → |
| Securities held to maturity | 350,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,820,000 | USD | evidence → |
| Interest-bearing deposits | 83,763,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,057,000 | USD | evidence → |
| Equity capital | 15,860,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,295,000 | USD | evidence → |
| Interest expense | 1,168,000 | USD | evidence → |
| Net interest income | 4,127,000 | USD | evidence → |
| Noninterest income | 1,266,000 | USD | evidence → |
| Noninterest expense | 3,736,000 | USD | evidence → |
| Provision for loan losses | 52,000 | USD | evidence → |
| Pretax income | 2,066,000 | USD | evidence → |
| Income tax | 48,000 | USD | evidence → |
| Net income | 2,018,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,838,000 | USD | evidence → |
| Total capital | 16,077,000 | USD | evidence → |
| Risk-weighted assets | 99,357,000 | USD | evidence → |