Call report 2009Q4
FLATWATER BANK — 2009Q4
The 22 measures FLATWATER BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,265,000 | USD | evidence → |
| Total loans | 76,908,000 | USD | evidence → |
| Allowance for loan losses | 1,145,000 | USD | evidence → |
| Securities available for sale | 7,936,000 | USD | evidence → |
| Securities held to maturity | 2,371,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,447,000 | USD | evidence → |
| Interest-bearing deposits | 72,698,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,749,000 | USD | evidence → |
| Equity capital | 11,453,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,815,000 | USD | evidence → |
| Interest expense | 1,822,000 | USD | evidence → |
| Net interest income | 3,993,000 | USD | evidence → |
| Noninterest income | 957,000 | USD | evidence → |
| Noninterest expense | 2,940,000 | USD | evidence → |
| Provision for loan losses | 163,000 | USD | evidence → |
| Pretax income | 1,847,000 | USD | evidence → |
| Income tax | 545,000 | USD | evidence → |
| Net income | 1,302,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,946,000 | USD | evidence → |
| Total capital | 12,027,000 | USD | evidence → |
| Risk-weighted assets | 94,138,000 | USD | evidence → |