Call report 2008Q4
FLATWATER BANK — 2008Q4
The 22 measures FLATWATER BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,245,000 | USD | evidence → |
| Total loans | 72,163,000 | USD | evidence → |
| Allowance for loan losses | 1,068,000 | USD | evidence → |
| Securities available for sale | 14,990,000 | USD | evidence → |
| Securities held to maturity | 2,710,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,794,000 | USD | evidence → |
| Interest-bearing deposits | 76,462,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,332,000 | USD | evidence → |
| Equity capital | 11,013,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,092,000 | USD | evidence → |
| Interest expense | 2,601,000 | USD | evidence → |
| Net interest income | 3,491,000 | USD | evidence → |
| Noninterest income | 900,000 | USD | evidence → |
| Noninterest expense | 2,703,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 1,588,000 | USD | evidence → |
| Income tax | 469,000 | USD | evidence → |
| Net income | 1,119,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,530,000 | USD | evidence → |
| Total capital | 11,557,000 | USD | evidence → |
| Risk-weighted assets | 82,105,000 | USD | evidence → |