Call reports 2001
FLATWATER BANK — 2001
What FLATWATER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 76,718,000 | 74,759,000 | 78,430,000 | 80,609,000 |
| Total loans | 52,086,000 | 57,130,000 | 56,726,000 | 64,787,000 |
| Allowance for loan losses | 582,000 | 732,000 | 747,000 | 902,000 |
| Securities available for sale | 8,534,000 | 7,331,000 | 7,901,000 | 7,329,000 |
| Securities held to maturity | 2,046,000 | 3,834,000 | 2,829,000 | 2,826,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,851,000 | 65,738,000 | 69,504,000 | 71,536,000 |
| Interest-bearing deposits | 61,066,000 | 59,357,000 | 63,758,000 | 65,622,000 |
| Noninterest-bearing deposits | 6,785,000 | 6,381,000 | 5,746,000 | 5,914,000 |
| Equity capital | 7,653,000 | 7,667,000 | 7,749,000 | 7,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,442,000 | 2,830,000 | 4,198,000 | 5,530,000 |
| Interest expense | 765,000 | 1,508,000 | 2,173,000 | 2,762,000 |
| Net interest income | 677,000 | 1,322,000 | 2,025,000 | 2,768,000 |
| Noninterest income | 158,000 | 308,000 | 441,000 | 597,000 |
| Noninterest expense | 482,000 | 961,000 | 1,449,000 | 1,963,000 |
| Provision for loan losses | 30,000 | 180,000 | 330,000 | 480,000 |
| Pretax income | 323,000 | 489,000 | 691,000 | 926,000 |
| Income tax | 113,000 | 169,000 | 231,000 | 307,000 |
| Net income | 210,000 | 320,000 | 460,000 | 619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,252,000 | 7,264,000 | 7,259,000 | 7,322,000 |
| Total capital | 7,834,000 | 7,996,000 | 8,006,000 | 8,192,000 |
| Risk-weighted assets | 58,271,000 | 59,691,000 | 62,756,000 | 69,563,000 |
Machine access — free, no API key
Every figure shown here about FLATWATER BANK — 2001 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.