Call reports 2021
FIRST MIDWEST BANK OF DEXTER — 2021
What FIRST MIDWEST BANK OF DEXTER reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 449,202,000 | 428,258,000 | 432,752,000 | 447,970,000 |
| Total loans | 368,429,000 | 360,975,000 | 359,459,000 | 366,715,000 |
| Allowance for loan losses | 3,526,000 | 3,710,000 | 3,842,000 | 4,101,000 |
| Securities available for sale | 20,286,000 | 28,632,000 | 42,012,000 | 36,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,926,000 | 381,042,000 | 384,304,000 | 399,962,000 |
| Interest-bearing deposits | 280,336,000 | 283,767,000 | 282,688,000 | 295,769,000 |
| Noninterest-bearing deposits | 121,590,000 | 97,275,000 | 101,616,000 | 104,193,000 |
| Equity capital | 45,114,000 | 44,929,000 | 45,882,000 | 45,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,392,000 | 8,846,000 | 13,004,000 | 17,098,000 |
| Interest expense | 438,000 | 816,000 | 1,149,000 | 1,462,000 |
| Net interest income | 3,954,000 | 8,030,000 | 11,855,000 | 15,636,000 |
| Noninterest income | 671,000 | 1,322,000 | 2,139,000 | 2,866,000 |
| Noninterest expense | 2,441,000 | 5,060,000 | 7,760,000 | 10,756,000 |
| Provision for loan losses | 76,000 | 260,000 | 381,000 | 640,000 |
| Pretax income | 2,108,000 | 4,032,000 | 5,882,000 | 7,123,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,108,000 | 4,032,000 | 5,882,000 | 7,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,959,000 | 44,739,000 | 45,889,000 | 46,080,000 |
| Total capital | 48,485,000 | 48,449,000 | 49,731,000 | 50,181,000 |
| Risk-weighted assets | 363,379,000 | 355,176,000 | 354,079,000 | 361,852,000 |