Call reports 2020
FIRST MIDWEST BANK OF DEXTER — 2020
What FIRST MIDWEST BANK OF DEXTER reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 377,361,000 | 421,122,000 | 417,772,000 | 437,382,000 |
| Total loans | 304,622,000 | 355,097,000 | 359,473,000 | 344,714,000 |
| Allowance for loan losses | 3,293,000 | 3,368,000 | 3,422,000 | 3,450,000 |
| Securities available for sale | 10,433,000 | 11,164,000 | 11,247,000 | 11,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,066,000 | 376,253,000 | 367,026,000 | 392,049,000 |
| Interest-bearing deposits | 273,259,000 | 276,089,000 | 258,076,000 | 267,581,000 |
| Noninterest-bearing deposits | 49,807,000 | 100,164,000 | 108,950,000 | 124,468,000 |
| Equity capital | 39,682,000 | 42,515,000 | 42,928,000 | 43,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,972,000 | 9,498,000 | 13,443,000 | 17,038,000 |
| Interest expense | 876,000 | 1,602,000 | 2,218,000 | 2,747,000 |
| Net interest income | 3,096,000 | 7,896,000 | 11,225,000 | 14,291,000 |
| Noninterest income | 574,000 | 1,289,000 | 2,164,000 | 3,005,000 |
| Noninterest expense | 2,344,000 | 4,866,000 | 7,321,000 | 9,846,000 |
| Provision for loan losses | 77,000 | 154,000 | 231,000 | 300,000 |
| Pretax income | 1,249,000 | 4,165,000 | 5,837,000 | 7,150,000 |
| Income tax | 615,000 | 615,000 | 660,000 | 660,000 |
| Net income | 634,000 | 3,550,000 | 5,177,000 | 6,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,633,000 | 42,218,000 | 42,589,000 | 42,851,000 |
| Total capital | 42,926,000 | 45,586,000 | 46,012,000 | 46,301,000 |
| Risk-weighted assets | 300,776,000 | 354,998,000 | 359,504,000 | 341,789,000 |