Call reports 2016
FIRST MIDWEST BANK OF DEXTER — 2016
What FIRST MIDWEST BANK OF DEXTER reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 331,735,000 | 325,206,000 | 317,874,000 | 328,456,000 |
| Total loans | 269,058,000 | 266,907,000 | 268,707,000 | 262,792,000 |
| Allowance for loan losses | 2,619,000 | 2,697,000 | 2,733,000 | 2,779,000 |
| Securities available for sale | 34,939,000 | 32,235,000 | 23,848,000 | 18,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,123,000 | 287,870,000 | 273,254,000 | 294,857,000 |
| Interest-bearing deposits | 247,254,000 | 240,964,000 | 234,447,000 | 243,510,000 |
| Noninterest-bearing deposits | 45,869,000 | 46,906,000 | 38,807,000 | 51,347,000 |
| Equity capital | 29,672,000 | 30,164,000 | 30,323,000 | 30,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,181,000 | 6,395,000 | 9,565,000 | 13,073,000 |
| Interest expense | 425,000 | 896,000 | 1,332,000 | 1,767,000 |
| Net interest income | 2,756,000 | 5,499,000 | 8,233,000 | 11,306,000 |
| Noninterest income | 462,000 | 1,307,000 | 1,876,000 | 2,416,000 |
| Noninterest expense | 2,107,000 | 4,426,000 | 6,694,000 | 8,949,000 |
| Provision for loan losses | 80,000 | 156,000 | 202,000 | 247,000 |
| Pretax income | 1,090,000 | 2,300,000 | 3,278,000 | 4,593,000 |
| Income tax | 387,000 | 785,000 | 1,178,000 | 1,660,000 |
| Net income | 703,000 | 1,515,000 | 2,100,000 | 2,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,702,000 | 29,967,000 | 30,253,000 | 30,905,000 |
| Total capital | 32,321,000 | 32,664,000 | 32,986,000 | 33,684,000 |
| Risk-weighted assets | 264,090,000 | 259,532,000 | 259,085,000 | 257,761,000 |