Call reports 2015
FIRST MIDWEST BANK OF DEXTER — 2015
What FIRST MIDWEST BANK OF DEXTER reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 288,676,000 | 302,107,000 | 309,903,000 | 327,824,000 |
| Total loans | 214,861,000 | 226,617,000 | 239,105,000 | 246,072,000 |
| Allowance for loan losses | 2,932,000 | 2,886,000 | 2,615,000 | 2,538,000 |
| Securities available for sale | 48,046,000 | 46,408,000 | 38,092,000 | 40,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,313,000 | 260,117,000 | 266,540,000 | 278,853,000 |
| Interest-bearing deposits | 208,119,000 | 210,327,000 | 209,707,000 | 218,587,000 |
| Noninterest-bearing deposits | 40,194,000 | 49,790,000 | 56,833,000 | 60,266,000 |
| Equity capital | 27,771,000 | 27,780,000 | 28,667,000 | 28,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,900,000 | 5,735,000 | 8,788,000 | 11,834,000 |
| Interest expense | 358,000 | 724,000 | 1,109,000 | 1,495,000 |
| Net interest income | 2,542,000 | 5,011,000 | 7,679,000 | 10,339,000 |
| Noninterest income | 562,000 | 1,055,000 | 1,692,000 | 2,160,000 |
| Noninterest expense | 2,116,000 | 4,263,000 | 6,389,000 | 8,319,000 |
| Provision for loan losses | 48,000 | 47,000 | 48,000 | 72,000 |
| Pretax income | 991,000 | 1,827,000 | 3,045,000 | 4,219,000 |
| Income tax | 365,000 | 681,000 | 1,103,000 | 1,533,000 |
| Net income | 626,000 | 1,146,000 | 1,942,000 | 2,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,648,000 | 27,976,000 | 28,722,000 | 28,998,000 |
| Total capital | 30,404,000 | 30,862,000 | 31,337,000 | 31,536,000 |
| Risk-weighted assets | 217,696,000 | 232,824,000 | 245,065,000 | 242,794,000 |