Call reports 2012
FIRST MIDWEST BANK OF DEXTER — 2012
What FIRST MIDWEST BANK OF DEXTER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 254,359,000 | 250,093,000 | 248,717,000 | 252,642,000 |
| Total loans | 158,749,000 | 166,411,000 | 166,529,000 | 166,389,000 |
| Allowance for loan losses | 2,277,000 | 2,132,000 | 2,275,000 | 2,348,000 |
| Securities available for sale | 63,631,000 | 58,530,000 | 54,757,000 | 53,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,002,000 | 222,043,000 | 219,993,000 | 225,567,000 |
| Interest-bearing deposits | 197,122,000 | 194,362,000 | 188,890,000 | 186,975,000 |
| Noninterest-bearing deposits | 28,880,000 | 27,681,000 | 31,103,000 | 38,592,000 |
| Equity capital | 22,683,000 | 23,350,000 | 24,064,000 | 24,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,446,000 | 4,946,000 | 7,429,000 | 9,887,000 |
| Interest expense | 546,000 | 1,063,000 | 1,533,000 | 1,956,000 |
| Net interest income | 1,900,000 | 3,883,000 | 5,896,000 | 7,931,000 |
| Noninterest income | 846,000 | 1,590,000 | 2,371,000 | 3,024,000 |
| Noninterest expense | 1,733,000 | 3,503,000 | 5,191,000 | 6,610,000 |
| Provision for loan losses | 131,000 | 328,000 | 464,000 | 583,000 |
| Pretax income | 882,000 | 1,733,000 | 2,704,000 | 3,854,000 |
| Income tax | 320,000 | 630,000 | 989,000 | 1,283,000 |
| Net income | 562,000 | 1,103,000 | 1,715,000 | 2,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,392,000 | 22,934,000 | 23,390,000 | 24,035,000 |
| Total capital | 24,639,000 | 25,066,000 | 25,665,000 | 26,383,000 |
| Risk-weighted assets | 179,721,000 | 187,607,000 | 188,876,000 | 191,643,000 |