Call reports 2011
FIRST MIDWEST BANK OF DEXTER — 2011
What FIRST MIDWEST BANK OF DEXTER reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 235,228,000 | 237,391,000 | 237,651,000 | 249,463,000 |
| Total loans | 162,126,000 | 158,734,000 | 155,902,000 | 159,756,000 |
| Allowance for loan losses | 2,331,000 | 2,056,000 | 2,067,000 | 2,349,000 |
| Securities available for sale | 47,749,000 | 55,461,000 | 58,039,000 | 60,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,982,000 | 212,127,000 | 211,644,000 | 223,110,000 |
| Interest-bearing deposits | 183,235,000 | 183,739,000 | 182,543,000 | 185,752,000 |
| Noninterest-bearing deposits | 27,747,000 | 28,388,000 | 29,101,000 | 37,358,000 |
| Equity capital | 21,264,000 | 22,041,000 | 22,674,000 | 22,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,564,000 | 5,153,000 | 7,674,000 | 10,169,000 |
| Interest expense | 631,000 | 1,213,000 | 1,775,000 | 2,322,000 |
| Net interest income | 1,933,000 | 3,940,000 | 5,899,000 | 7,847,000 |
| Noninterest income | 499,000 | 851,000 | 1,456,000 | 1,937,000 |
| Noninterest expense | 1,465,000 | 2,989,000 | 4,560,000 | 6,091,000 |
| Provision for loan losses | 105,000 | 284,000 | 478,000 | 765,000 |
| Pretax income | 863,000 | 1,781,000 | 2,581,000 | 3,192,000 |
| Income tax | 324,000 | 662,000 | 967,000 | 1,170,000 |
| Net income | 539,000 | 1,119,000 | 1,614,000 | 2,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,223,000 | 21,806,000 | 22,178,000 | 22,201,000 |
| Total capital | 23,412,000 | 23,862,000 | 24,245,000 | 24,429,000 |
| Risk-weighted assets | 174,975,000 | 173,768,000 | 170,588,000 | 178,206,000 |