Call reports 2015
GREAT LAKES BANKERS BANK — 2015
What GREAT LAKES BANKERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 98,000,000 | 107,774,000 | 101,085,000 | 94,601,000 |
| Total loans | 49,630,000 | 49,458,000 | 50,993,000 | 48,390,000 |
| Allowance for loan losses | 672,000 | 687,000 | 702,000 | 695,000 |
| Securities available for sale | 26,351,000 | 24,513,000 | 24,118,000 | 23,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,024,000 | 75,896,000 | 76,592,000 | 75,692,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 77,024,000 | 75,896,000 | 76,592,000 | 75,692,000 |
| Equity capital | 10,091,000 | 10,090,000 | 10,308,000 | 12,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 663,000 | 1,374,000 | 2,057,000 | 2,755,000 |
| Interest expense | 4,000 | 8,000 | 14,000 | 25,000 |
| Net interest income | 659,000 | 1,366,000 | 2,043,000 | 2,730,000 |
| Noninterest income | 260,000 | 507,000 | 757,000 | 1,002,000 |
| Noninterest expense | 813,000 | 1,614,000 | 2,443,000 | 3,197,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | -5,000 |
| Pretax income | 88,000 | 226,000 | 309,000 | 3,991,000 |
| Income tax | 15,000 | 51,000 | 64,000 | 1,304,000 |
| Net income | 73,000 | 175,000 | 245,000 | 2,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,982,000 | 10,084,000 | 10,448,000 | 12,890,000 |
| Total capital | 10,654,000 | 10,771,000 | 11,150,000 | 13,585,000 |
| Risk-weighted assets | 55,935,000 | 57,458,000 | 58,650,000 | 56,379,000 |