Call reports 2014
GREAT LAKES BANKERS BANK — 2014
What GREAT LAKES BANKERS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 95,838,000 | 105,279,000 | 101,106,000 | 103,342,000 |
| Total loans | 45,642,000 | 45,360,000 | 44,798,000 | 45,364,000 |
| Allowance for loan losses | 723,000 | 763,000 | 657,000 | 657,000 |
| Securities available for sale | 32,371,000 | 31,315,000 | 30,586,000 | 29,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,863,000 | 80,776,000 | 81,623,000 | 81,330,000 |
| Interest-bearing deposits | 25,000 | 25,000 | 25,000 | 0 |
| Noninterest-bearing deposits | 78,838,000 | 80,751,000 | 81,598,000 | 81,330,000 |
| Equity capital | 9,192,000 | 9,376,000 | 9,595,000 | 9,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 686,000 | 1,365,000 | 2,040,000 | 2,710,000 |
| Interest expense | 4,000 | 7,000 | 11,000 | 15,000 |
| Net interest income | 682,000 | 1,358,000 | 2,029,000 | 2,695,000 |
| Noninterest income | 245,000 | 511,000 | 782,000 | 1,034,000 |
| Noninterest expense | 836,000 | 1,674,000 | 2,521,000 | 3,409,000 |
| Provision for loan losses | 0 | 0 | -200,000 | -200,000 |
| Pretax income | 91,000 | 197,000 | 492,000 | 522,000 |
| Income tax | 15,000 | 40,000 | 124,000 | 122,000 |
| Net income | 76,000 | 157,000 | 368,000 | 400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,584,000 | 9,666,000 | 9,876,000 | 9,909,000 |
| Total capital | 10,287,000 | 10,392,000 | 10,533,000 | 10,566,000 |
| Risk-weighted assets | 56,514,000 | 58,061,000 | 55,731,000 | 56,434,000 |