Call reports 2013
GREAT LAKES BANKERS BANK — 2013
What GREAT LAKES BANKERS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 91,367,000 | 104,361,000 | 101,652,000 | 109,963,000 |
| Total loans | 39,268,000 | 42,529,000 | 43,856,000 | 45,330,000 |
| Allowance for loan losses | 913,000 | 723,000 | 723,000 | 723,000 |
| Securities available for sale | 28,238,000 | 34,497,000 | 33,619,000 | 32,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,693,000 | 74,946,000 | 76,097,000 | 78,408,000 |
| Interest-bearing deposits | 25,000 | 25,000 | 25,000 | 25,000 |
| Noninterest-bearing deposits | 74,668,000 | 74,921,000 | 76,072,000 | 78,383,000 |
| Equity capital | 9,462,000 | 8,853,000 | 8,984,000 | 8,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,391,000 | 2,068,000 | 2,796,000 |
| Interest expense | 2,000 | 6,000 | 10,000 | 17,000 |
| Net interest income | 658,000 | 1,385,000 | 2,058,000 | 2,779,000 |
| Noninterest income | 276,000 | 539,000 | 791,000 | 1,067,000 |
| Noninterest expense | 821,000 | 1,648,000 | 2,475,000 | 3,329,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 82,000 | 215,000 | 313,000 | 456,000 |
| Income tax | 12,000 | 46,000 | 67,000 | 104,000 |
| Net income | 70,000 | 169,000 | 246,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,002,000 | 9,247,000 | 9,324,000 | 9,431,000 |
| Total capital | 9,562,000 | 9,931,000 | 10,012,000 | 10,150,000 |
| Risk-weighted assets | 44,407,000 | 54,315,000 | 54,986,000 | 57,479,000 |