Call reports 2012
GREAT LAKES BANKERS BANK — 2012
What GREAT LAKES BANKERS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,125,000 | 91,222,000 | 97,008,000 | 96,259,000 |
| Total loans | 37,198,000 | 40,741,000 | 43,022,000 | 42,930,000 |
| Allowance for loan losses | 907,000 | 793,000 | 838,000 | 883,000 |
| Securities available for sale | 34,665,000 | 33,665,000 | 30,185,000 | 31,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,564,000 | 71,978,000 | 71,401,000 | 76,875,000 |
| Interest-bearing deposits | 25,000 | 25,000 | 25,000 | 25,000 |
| Noninterest-bearing deposits | 73,539,000 | 71,953,000 | 71,376,000 | 76,850,000 |
| Equity capital | 9,479,000 | 9,352,000 | 9,452,000 | 9,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,385,000 | 2,102,000 | 2,819,000 |
| Interest expense | 1,000 | 3,000 | 7,000 | 10,000 |
| Net interest income | 682,000 | 1,382,000 | 2,095,000 | 2,809,000 |
| Noninterest income | 334,000 | 644,000 | 920,000 | 1,212,000 |
| Noninterest expense | 859,000 | 1,809,000 | 2,648,000 | 3,598,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 179,000 | 186,000 | 291,000 | 319,000 |
| Income tax | 46,000 | 38,000 | 58,000 | 56,000 |
| Net income | 133,000 | 148,000 | 233,000 | 263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,919,000 | 8,756,000 | 8,725,000 | 8,830,000 |
| Total capital | 9,489,000 | 9,369,000 | 9,352,000 | 9,458,000 |
| Risk-weighted assets | 45,283,000 | 48,831,000 | 49,971,000 | 49,982,000 |