Call reports 2010
GREAT LAKES BANKERS BANK — 2010
What GREAT LAKES BANKERS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 86,836,000 | 101,157,000 | 101,526,000 | 106,255,000 |
| Total loans | 42,762,000 | 45,559,000 | 43,211,000 | 40,388,000 |
| Allowance for loan losses | 962,000 | 971,000 | 686,000 | 955,000 |
| Securities available for sale | 12,755,000 | 28,856,000 | 28,842,000 | 35,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,165,000 | 82,321,000 | 86,271,000 | 89,689,000 |
| Interest-bearing deposits | 350,000 | 350,000 | 350,000 | 325,000 |
| Noninterest-bearing deposits | 72,815,000 | 81,971,000 | 85,921,000 | 89,364,000 |
| Equity capital | 9,044,000 | 9,192,000 | 9,251,000 | 9,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,583,000 | 2,419,000 | 3,248,000 |
| Interest expense | 2,000 | 4,000 | 6,000 | 8,000 |
| Net interest income | 761,000 | 1,579,000 | 2,413,000 | 3,240,000 |
| Noninterest income | 130,000 | 245,000 | 435,000 | 834,000 |
| Noninterest expense | 809,000 | 1,675,000 | 2,555,000 | 3,551,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 404,000 |
| Pretax income | 37,000 | 59,000 | 158,000 | 119,000 |
| Income tax | 4,000 | 15,000 | 47,000 | -42,000 |
| Net income | 33,000 | 44,000 | 111,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,071,000 | 9,082,000 | 9,150,000 | 9,199,000 |
| Total capital | 9,678,000 | 9,783,000 | 9,796,000 | 9,827,000 |
| Risk-weighted assets | 48,244,000 | 58,620,000 | 51,680,000 | 49,940,000 |