Call reports 2026
AMERICA'S COMMUNITY BANK — 2026
What AMERICA'S COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 65,213,000 | 64,088,000 |
| Total loans | 56,459,000 | 56,363,000 |
| Allowance for loan losses | 747,000 | 778,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 49,683,000 | 49,471,000 |
| Interest-bearing deposits | 41,715,000 | 38,073,000 |
| Noninterest-bearing deposits | 7,968,000 | 11,398,000 |
| Equity capital | 5,783,000 | 5,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,026,000 | 2,096,000 |
| Interest expense | 414,000 | 833,000 |
| Net interest income | 612,000 | 1,263,000 |
| Noninterest income | 23,000 | 40,000 |
| Noninterest expense | 373,000 | 756,000 |
| Provision for loan losses | 10,000 | 40,000 |
| Pretax income | 241,000 | 508,000 |
| Income tax | 0 | 0 |
| Net income | 241,000 | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 5,783,000 | 5,585,000 |